Mortgage

May 26, 2023

The Benefits of a Pre-Approval

Purchasing a home is a significant financial decision, and one of the most critical factors is obtaining a mortgage. The process of getting a mortgage can be daunting and complex, and one of the first steps is obtaining a pre-approval. […]

May 5, 2023

Pros and Cons of Locking Your Mortgage Rate

As a prospective homebuyer or homeowner, one of the most crucial decisions you will make is locking your mortgage rate. It is a decision that can have a significant impact on your finances for years to come. This decision is […]

December 26, 2020

Explaining Some Common Mortgage Programs

When you get a mortgage in , there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have […]

December 9, 2020

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from […]

November 18, 2020

Thinking About Selling This Winter?

If you’re thinking about moving, selling your house this winter might be the way to go. Here are four market trends that you should take note of when making your decision. Buyers Are Active It’s clear that buyers are ready, […]

October 13, 2020

Is It Time To Refi?

A new study shows that forty-three percent of 30-year mortgage holders are eligible for a refinance that would lower their mortgage rates. That means their credit rating is at least 720, they have at least 20% equity in their homes, […]

September 29, 2020

Why Getting Pre-Approved Is So Important

Getting a pre-approval from a mortgage lender in is a great first step in the homebuying process. When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before […]

August 19, 2020

Steps You Can Take To Prepare For Buying A Home In Addison

With national inventory down almost 30%, the housing market has become more competitive. That’s especially true when it comes to mid-priced, affordable houses. So how do you get ahead in a hot market? The key is preparation. The sooner you […]

June 8, 2020

How to Improve Your Homeowners Insurance Coverage

If you own a home in , you need to have adequate homeowners insurance coverage. Nearly all mortgage lenders require it as part of the conditions for issuing a home loan anyway. However, as time goes on, you may find […]

June 1, 2020

Why Does My Mortgage Keep Getting Sold?

A letter arrives in the mail and tells you your mortgage has been sold. It also informs you to send your monthly payments to a new address. Don’t panic! This happens all the time, and you shouldn’t see many (if […]

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