Mortgage

September 29, 2023

Is an Assumable Loan Right for You?

For many, the dream of homeownership comes hand in hand with the complex world of mortgages. The terminology alone can be overwhelming, but one term that’s worth exploring is “assumable loans.” What exactly is an assumable loan, and could it […]

September 22, 2023

The Road to Lower Mortgage Rates: What Could Make It Happen?

Mortgage rates play a significant role in the housing market, affecting affordability for potential homebuyers and those looking to refinance. However, predicting and influencing mortgage rates isn’t straightforward. Understanding the factors that influence them can offer insights into what might […]

June 23, 2023

The Pros and Cons of Getting a HELOC

HELOC, short for Home Equity Line of Credit, is a popular financial tool that allows homeowners to tap into the equity they’ve built up in their homes. It’s like having a flexible credit card tied to your home. Sounds intriguing, […]

May 26, 2023

The Benefits of a Pre-Approval

Purchasing a home is a significant financial decision, and one of the most critical factors is obtaining a mortgage. The process of getting a mortgage can be daunting and complex, and one of the first steps is obtaining a pre-approval. […]

May 5, 2023

Pros and Cons of Locking Your Mortgage Rate

As a prospective homebuyer or homeowner, one of the most crucial decisions you will make is locking your mortgage rate. It is a decision that can have a significant impact on your finances for years to come. This decision is […]

December 26, 2020

Explaining Some Common Mortgage Programs

When you get a mortgage in , there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have […]

December 9, 2020

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from […]

November 18, 2020

Thinking About Selling This Winter?

If you’re thinking about moving, selling your house this winter might be the way to go. Here are four market trends that you should take note of when making your decision. Buyers Are Active It’s clear that buyers are ready, […]

October 13, 2020

Is It Time To Refi?

A new study shows that forty-three percent of 30-year mortgage holders are eligible for a refinance that would lower their mortgage rates. That means their credit rating is at least 720, they have at least 20% equity in their homes, […]

September 29, 2020

Why Getting Pre-Approved Is So Important

Getting a pre-approval from a mortgage lender in is a great first step in the homebuying process. When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before […]

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