Timesaving Digital Mortgage Approval Process

A mortgage has four parts: application, documentation, approval and closing.
Most mortgage lenders focus on just one of the previous four parts but Click n’ Close
dares to be different by focusing on all four, giving you end-to-end service with
a trustworthy lender.

Learn more about the Click n’ Close Process by checking out our helpful video.

Borrower Video

FHA Loan Requirements

Here are the basics you need to know about the FHA mortgage. Check below for what you’ll need.

Mortgage Application

The mortgage pre-approval application through Click n’ Close is virtually paperless. Securely connect to your banks, employer and tax returns online through bank-level SSL encryption.

What’s required during the application process:

  • W2s or income verification
  • Bank and asset statements
  • Tax returns
  • Gift information*
  • Realtor information*
  • Property information*

*As applicable

Mortgage Documentation

Click n’ Close’s technology will give you a custom list of required documents, unique to your situation. Our platform allows you to upload, scan, or take a picture to add any documents. If you haven’t already, start browsing for your home in this brief period with your pre-approval letter as reference.

Mortgage Approval

You’ll electronically receive all disclosures while we order your appraisal and streamline the underwriting process. Pre-approval with Click n’ Close shortens the approval process by 8 to 10 days on average.

Mortgage Closing

Through our paperless, error-eliminating remote notary and eClosing platform, closing time is reduced from over an hour to thirty minutes. The digitalization of the application process eliminates the back-and-forth paperwork between you and your mortgage team, allowing you to finance your dream home with confidence.

How much home can
you really afford?

Find out now with our mortgage calculator!

Mortgage Calculator

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Click n’ Close is Engineered for Efficiency

An email sends faster than snail mail; so, why wait for funding in the mail when you can close your dream home in thirty minutes or less? The Click n’ Close process eliminates the mountains of paperwork.

What is eClosing?

eClosing is the electronic execution of mortgage loan closing documents in a securitized digital environment. The secure SSL encrypted process is generally funded within five minutes of the final signature allowing the peace of mind for all involved in the transaction. Digital closings eliminate paperwork which can entail incorrect or missing signatures thus delaying the process. All states have approved eClosing yet it differs by jurisdiction.

What is Remote Notary

A traditional notary can add on over an hour to the process. Think of remote notary as a webcam interview. With remote notary, you will condense the closing process down to just ten minutes and complete it anywhere with internet access.

Remote notarization is approved in the following states:

  • Montana
  • Nevada
  • Texas
  • Virginia
  • Washington

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Buying a home can be
a daunting procedure.

Go with the lender that makes it easy.

Contact us to get your home buying process started
today, fast, simply and securely!

Contact

Click n’ Close is ready to put
you in your dream home!

Apply Now