Jeff Bode
CEO
Jeff is Chairman of the Board, Chief Executive Officer and President of Click n’ Close, Inc., formerly known as Mid America Mortgage. Having been in mortgage banking since 1981, Bode founded and ran the original iteration of Mid America Mortgage in 1989, during which time he also became the first lender to develop an interface inside Calyx Point. In 2003, Bode sold Mid America to Aegis Mortgage and focused on developing Mortgage Machine, a proprietary loan origination system (LOS) and creating a tax lien business, which originated the highest amount of loans of all single-family tax lien companies in Texas in the first two years. He re-entered the mortgage market in 2007, and in 2010, he purchased Schmidt Mortgage Company and reorganized its operations to incorporate the loan production of another mortgage operating unit he managed prior to the acquisition, resulting in the re-emergence of Mid America Mortgage in December 2011. Mid America Mortgage was the first independent mortgage lender in the nation to implement electronic mortgage closings (eClosings) and electronic promissory notes (eNotes) throughout its retail, wholesale and correspondent divisions. In 2022, Mid America Mortgage sold the majority of its retail lending division and rebranded to Click n’ Close, Inc..
Under Bode’s leadership, Click n’ Close, Inc. has become a pioneer in the digital mortgage space. Click n’ Close, Inc. is a direct-to-consumer, ultra-secure digital mortgage platform to get home buyers from application to closing within two weeks. With just a few clicks at closing, Click n’ Close, Inc. puts keys in the home buyer’s hand in 15 minutes or less.
Gary McKiddy
CFO
Gary serves as Chief Financial Officer for Click n’ Close, Inc.. For 19 years he served as CFO at NTFN, Inc., where he was responsible for managing finance, accounting, compliance, servicing, quality control, human resources and IT departments. There, he negotiated and maintained $200 million warehouse line commitments with multiple financial institutions, reduced financial closing timelines by 50% and converted $10 million non-performing assets into cash. Prior to McKiddy’s tenure at NTFN, Inc., he held various financial roles at Ascent Energy, Inc., the pre-2003 iteration of Mid America Mortgage, Atlantic Richfield Co. and Arco Corporate. He is a certified public accountant (CPA) and has a Master of Business Administration from Oklahoma City University.
Ian Kimball
President
Ian Kimball brings more than 25 years of mortgage industry experience spanning strategy, operations, technology, compliance, finance, and sales. Prior to joining Click n’ Close, Inc., he served as Executive Director of Strategy at Service First Mortgage, where he led modernization and scalability initiatives across enterprise systems. Ian has also held leadership positions at Caliber Home Loans, Bank of America Home Loans, and Wells Fargo Home Mortgage. A two-time FHFA Tech Sprint winner, Ian has also served as an advisor to several fintech firms focused on AI-driven product innovation and digital transformation.
Mervyn Govender
CIO
Mervyn brings more than 40 years of executive technology leadership experience, specializing in digital transformation, cloud modernization, cybersecurity, and enterprise technology strategy. Throughout his career, he has successfully aligned technology innovation with business growth, driving operational efficiency and delivering measurable results across global organizations.
Prior to joining Click n’ Close, Inc., Mervyn served as Chief Information Officer at Super Group, where he led enterprise IT strategy, digital platform modernization, cybersecurity governance, and global technology operations supporting more than 50 million users worldwide. His expertise spans cloud transformation, AI and data strategy, enterprise architecture, and large-scale infrastructure modernization.
At Click n’ Close, Inc., Mervyn leads the company’s technology vision, advancing secure, scalable, and innovative solutions that enhance the client and partner experience while supporting the company’s continued growth.
Delores Lopez
COO
Lopez most recently served as Executive Vice President of Mortgage Operations at Titan Bank, where she played a key role in building and scaling the bank’s correspondent channel while guiding operations across the full loan life cycle. Prior to that, she spent more than a decade at Supreme Lending, including as Chief Enterprise Risk Officer, where she helped shape a disciplined risk culture and strengthen quality and compliance practices across a growing national platform. She began her career in secondary marketing, building a deep foundation in capital markets that that informs her disciplined approach to growth, risk, and execution.
Amy Azorandia
CCO
As chief compliance officer, Azorandia will be responsible for strengthening enterprise-wide compliance management systems, enhancing regulatory oversight and aligning compliance strategy with operational execution.
Azorandia brings more than 20 years of mortgage banking experience, with a track record of designing and implementing compliance and risk infrastructure across complex, multi-channel lending platforms. She is recognized for translating regulatory requirements into scalable systems that support production while protecting organizational integrity.
Throughout her career, Azorandia has led the development of risk-based compliance management systems, overseen regulatory examinations and implemented digital and operational enhancements that improve loan quality and efficiency. She is a Certified Mortgage Banker and an active industry leader, serving in multiple leadership roles within the Mortgage Bankers Association and The Mortgage Collaborative.
John Bargas
Executive Managing Director, Servicing
John Bargas is a seasoned mortgage servicing professional with 25 years of experience in financial services. He has experience in loan servicing, originations, secondary marketing, and accounting. John is a subject matter expert who has worked with numerous servicers to optimize their servicing operations. Prior to joining Click n’ Close, Inc., John previously held leadership roles at NetBank, Lime Financial, EMC/Bear Stearns, Saxon/Morgan Stanley, Capital One and NewBold Advisors. John has a B.S. in Accounting from the University of South Carolina.
Adam Rieke
Executive Director, TPO Lending
Adam W. Rieke is a 20 plus year industry veteran with an incontrovertible record of success in the arena of Wholesale Lending. Adam has built and managed highly successful and profitable Wholesale Lending Operations since 1995, where he led First Horizon’s Wholesale Lending Operation in the Chicago market. Adam has also served as President and CEO of a national wholesale lender, which was sold in June of 2006 at a premium to shareholders. Most recently, Adam spent the past 7 years in a Senior leadership role (Senior VP) with Mortgage Services III, LLC (“MSI”) which began as a “de novo” or start-up in May of 2007, and became the 7th largest wholesale lender in the nation by volume (Crains 2013).
Kerry Webb
Executive Director, Nashville / SE Divisions
Kerry Webb serves as the Executive Managing Director of Click n’ Close, Inc. Webb has over 23 years in Mortgage Banking Experience and is focused on the growth of Wholesale & Reverse Mortgage Divisions.
Prior to joining Click n’ Close, Inc., Webb co-founded and served as Executive Vice President of Acopia Capital Group. At Acopia, Webb oversaw the day-to-day operations of nearly every aspect of the business, including secondary marketing, wholesale, non-delegated correspondent, closing & post-closing, quality control & compliance departments. Webb also having founded Coastal City Mortgage and worked at Bear Stearns, both located in Charleston, S.C. Kerry is an active member of the Tennessee Mortgage Bankers association, MBA and MORPAC.
Brett Robinson
Managing Director, 1st Tribal
Brett Robinson is the Founder and Managing Director of 1st Tribal Lending, a mortgage banking and servicing company operating as a division of Click n’ Close, Inc. 1st Tribal Lending is the nations largest originator and servicer of Section 184 mortgage loans. The Section 184 program is devoted to bringing mortgage capital to Native American reservations and service areas through purchase, refinance and construction loans to tribes and tribal members. Robinson began his mortgage career working for GECC Financial in Maui, Hawaii. He then moved to the retail brokerage business with Quest Mortgage in Santa Fe, New Mexico eventually becoming the owner and President. After the meltdown of 2007/8, Robinson gathered the former employees of Greenpoint Mortgage’s tribal lending unit and restarted the business. 1st Tribal Lending has been a valued part of the Click n’ Close, Inc. since 2011.
Michael J. Lima
Managing Director, Correspondent Lending / Whole Loan Trading
Michael J. Lima is the Managing Director for the Correspondent Lending Division of Click n’ Close, Inc.. He is responsible for leading the acquisition of closed loans from third party originators including the company’s proprietary down payment assistance programs and whole loan trading business. Before joining the organization in 2016, Michael was the Senior Vice President and Chief Risk Officer at Guardian Mortgage, where he drove strategic initiatives with a focus on enterprise risk management, capital markets and servicing. Prior to Guardian Mortgage, Michael was the Senior Vice President of Capital Markets and Correspondent Lending at Nationstar Mortgage. Throughout his career Michael has held several positions in servicing, risk management, and marketing including a seventeen-year tenure with Fannie Mae.
Dan Forshey
Operating Manager, Schmidt Mortgage
Dan Forshey is the Operating Manager of Schmidt Mortgage Company, a mortgage banking company operating as a division of Click n’ Close, Inc. He holds more than 20 years of mortgage experience, with a background that includes retail and wholesale lending, secondary markets, collateral analysis and compliance. He joined Click n’ Close, Inc. in 2010 as a Branch Operations Manager, where he was responsible for managing sales, processing, underwriting, and closing. Forshey is responsible for improving efficiency across Click n’ Close, Inc.’s processes, products and systems to support the company’s growth.
Janet Pitney
Project Manager
Janet Pitney is the Project Manager at Click n’ Close, Inc., bringing a wealth of expertise to Operations. With a Bachelor of Science degree in Business Administration and Commerce from The University of Alabama, Janet initially specialized in Research and Development, focusing on renewable energy, hydrogen, and fuel cell technologies. During her time in R&D, she successfully redefined processes and played a key role in developing high-efficiency tracking operation improvements. In 2018, Janet made a transition into the mortgage industry, joining Click n’ Close, Inc. in 2019 as a Direct Submit Processor within the Retail division and joined the Corporate team in 2022.
Kimberly Schenck
Correspondent Lending Manager
Kimberly L. Schenck is a seasoned mortgage industry professional who currently serves as the Correspondent Lending Manager at Click N Close, Inc. In this role, she oversees the company’s Correspondent Lending sales efforts focused on expanding its proprietary down payment assistance program SmartBuy. With over three decades in the mortgage sector, Schenck brings a wealth of knowledge and expertise to her position. Her background includes significant roles in sales management where she has consistently driven growth. At Click N Close, Inc., she plays a pivotal role in developing strategic partnerships and delivering solutions to correspondent lenders.
Amy Fischer
Executive Assistant
Amy Fischer is currently the Executive Assistant to Gary McKiddy who joined Click n’ Close, Inc. in 2012. Prior, Amy acquired a Bachelor of Science degree from Texas State University and went on to be a C-level administrator at a full-service energy management firm and a corporate trainer at a communication servicing company. Amy led training within the central region for the national launch of 2-way messaging using Motorola’s ReFlex technology and Tango two-way pager. Since joining Click n’ Close, Inc., Amy has contributed to compensation agreements, corporate applications, renewals, and certificates.