Build Your Home with Confidence
One Loan, One Closing

Click n’ Close’s One-Time Close (OTC) construction-to-permanent loans have the otpion to combine land, construction, and permanent financing in one convenient package. Available for FHA, VA, USDA, Conventional and Section 184 loans.

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Highlights of the One-Time Close Program

Program Highlights

One closing reduces closing costs
No payments required during construction
Manufactured homes eligible
Borrower requalification not required at completion
Land purchase can be paid at closing
Soft costs can be included in the construction loan

For Lenders/Builders

Full government-backed suite (FHA, VA, USDA, Section 184)
Conventional loans for added flexibility and borrower reach
Trusted by top builders and investors
Simple, in-house builder approval process
Backed by Click n' Close's proven balance sheets and disciplined growth

© 2026 Click N' Close, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic 0917159; licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act Lic 4131103 regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.
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