Click n Close Mortgages

The Page’s H1

The Page’s Main H2

Mid America Mortgage, Inc. values our customers above all else. Our policy is to protect the security and confidentiality of your personal information as part of our service commitment.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include

  • Social Security number and Credit scores
  • Income and Assets
  • Payment history and Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share borrowers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their borrowers’ personal information; the reason Mid America Mortgage, Inc. choses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Mid America Mortgage, Inc. share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youNoWe don’t share
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiencesNoWe don’t share
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don’t share
For non-affiliates to market to youNoNo
Questions? Call 866-544-7013

How does Mid America Mortgage, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Mid America Mortgage, Inc. collect my personal information?

We collect your personal information, for example, when you

  • Give us your income information or show your government-issued ID
  • Provide employment information or provide account information
  • Provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you the additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies.

  • Mid America Mortgage, Inc. has no affiliates

Non-Affiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Mid America Mortgage, Inc. does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you

  • Mid America Mortgage, Inc. does not jointly market

FHA mortgages are one of the most popular home financing options for first time and repeat home buyers alike. The low down payment (as low as 3.5%) can make it much easier to purchase a new home. Plus, FHA has less strict qualifying criteria in relation to credit scores and debt-to-income ratios than conventional loans.