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SmartBuy program

SmartBuy™

SmartBuy repayable program will allow you to buy down your interest rate now, guaranteeing that you receive a lower rate, and pay back the buydown cost later.

One-time close

One-Time Close

Click n’ Close’s One-Time Close (OTC) construction-to-permanent loans have the otpion to combine land, construction, and permanent financing in one convenient package.

SmartAssumptions aims to simplify

SmartAssumption Second Mortgage™

A useful tool for sellers to get out of debt and buyers to take advantage of a lower interest rate. SmartAssumptions™ aims to simplify the process for all parties involved. […]

Mortgage Machine™

Made by brokers for brokers. This tool simplifies complex mortgage processes and consolidates disjointed operations by leveraging workflow automation, compliance assurance and advanced artificial intelligence (AI) to create a seamless lending experience.

© 2026 Click N' Close, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic 0917159; licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act Lic 4131103 regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.
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