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SmartBuy Suite of Down Payment Assistance (DPA)

Products offer viable options for homebuyers trying to navigate higher interest rates and declining affordability to purchase the home of their dreams.

  • DPA funds meet FHA and USDA requirements for 1st lien
  • No income or first-time homebuyer restrictions
  • Program is available nationwide
  • Temporary interest rate buydowns allowed
  • Repayable 10 year option can have 10, 20 or 30 year amortization
  • Forgivable 5 year option has ZERO interest and NO payments

© 2024 Click N' Close, Inc., NMLS 150009 ( is an equal opportunity lender, Arizona Lic 0917159; licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.
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