Click n’ Close is the Perfect Partner
for Your VA Home Loan!
Veterans have sacrificed so much to serve their country. We are excited you’re considering us
to serve you! Click n’ Close is a fully digital platform for buying a home. With the ability to buy a home from any lender, you will experience a quick and easy VA mortgage process with us. Veterans, service members, and their families trust Click n’ Close for VA loans.
Ready for Your New Home?
Apply for Your VA Home Loan Today!
When you apply for a VA loan with Click n’ Close, you’re taking your first step toward
a new home for you and your family. It’s time to stop dreaming and start shopping.
Apply today and you could receive pre-approval in minutes!
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Understanding Loans for Veterans — VA Loans Explained
Military home loans can be complicated to wrap your head around. Click n’ Close is here to help. VA loans, also known as GI loans, are one of our specialties. Feel free to contact us anytime with your questions.
A veterans’ home loan, or VA loan, provides assistance for military veterans through a federally guaranteed loan. This means the federal government, through the GI Bill of Rights, will guarantee a portion of the loan which eliminates the need for a down payment. This contribution replaces the requirement for monthly mortgage insurance as it has been guaranteed by the VA. It gets you in a home faster, for less, and incentivizes mortgage providers to give loans to our military heroes.
How do you know if you qualify for a VA loan? According to the GI Bill, VA loans are open to over 25 million veterans and service members. To be eligible, you must have served in active duty for a minimum of 90 days during wartime or 181 days during peacetime. Dishonorably discharged personnel do not qualify for a VA loan. If you served in the National Guard or reserves, you must have served for six years to qualify for a VA loan.
There are some limits on the VA loan. You still have to pass the basic credit/income requirements of the mortgage provider you’ve chosen to work with. The veteran must have sufficient VA Entitlement for the loan amount requested. The home you buy with your VA loan must be for primary occupancy. No investment properties!
- No down payment in most cases
- No monthly mortgage insurance
- Lower interest rates
- No prepayment penalties
- Refinance options available
You Know VA Home Loan Requirements, but Do You Know Our Process?
The Click n’ Close process is what makes us special. We’re not just a mortgage company. We want to be a part of your family. We’re passionate about seeing you in a new home, and we’ll make sure you’re educated and informed through the entire process.
Learn more about what makes Click n’ Close so efficient and secure.
Use the Click n’ Close Mortgage Calculator
Want to know exactly how much home you can afford with your VA loan?
Use our intuitive mortgage calculator. We use today’s rates to determine your
monthly payment so you can get to the fun part: shopping for your new home.